Investing for the rest of us

Your money shouldn't sit still.

frey helps young Swedes start investing — in the world's best companies, in about five minutes. Honest, simple, and finally in plain English.

Free to join · No jargon · Cancel anytime

Good morning, Elsa
24 380 kr
▲ 18.2% all time
G
Global Leaders
Your core mix
+12%
US
US Tech
Apple · Nvidia · Microsoft
+31%
S
Round-ups
Auto-invested spare change
+6%

Roughly €1.4 trillion sits idle in Nordic households.

Swedes are among the best savers in the world — and among the least likely to invest. Money left in cash quietly loses to inflation every single year. frey exists to close that gap, one first step at a time.

How it works

Three taps from saving to investing.

No spreadsheets, no 40-page brochures, no bank advisor trying to sell you something. Just a clear path from the cash sitting in your account to a real, diversified portfolio.

01

Tell us your goal

A few simple questions — what you're investing for and how you feel about ups and downs. Two minutes, no finance degree required.

02

Get a portfolio

We build you a sensible mix of the world's best companies — global index funds plus the US names you already know. Diversified by default.

03

Invest in one tap

Move money in seconds, set up automatic monthly top-ups, and round up spare change. Then let time and the market do the work.

Invest where the growth is

The American playbook, made for you.

Americans have quietly built wealth in the stock market for generations. frey gives you the same thing — clean access to the US and global market, the companies you actually use every day, explained without the jargon.

The world's best companies

Apple, Nvidia, Microsoft, plus broad global index funds — in one simple portfolio.

Built for beginners

Start with as little as 100 kr. We explain every choice in plain language, never finance-speak.

Tax-smart by default

Held in an ISK account, so your growth stays simple at tax time.

Why frey

A money app that's actually on your side.

Banks make money by selling you their own products — funds with fat hidden fees that work for them, not you. We don't. We charge one small, flat fee and that's it. No commissions, no nudging you into things, no fine print.

The old way

  • Pushes the bank's own pricey funds
  • Hidden fees buried in the fine print
  • Jargon that makes you feel stupid
  • An advisor whose bonus depends on you
  • frey

  • One simple, transparent flat fee
  • We never sell our own products
  • Plain English, always
  • We only do well when you do
  • Questions

    Good to know.

    Do I need any experience?

    None at all. frey is built for people making their very first investment. We guide you through every step and explain the why behind each choice.

    How much do I need to start?

    You can start with 100 kr. There's no minimum that locks anyone out — the whole point is to make the first step easy.

    How does frey make money?

    One small, flat fee — and a tiny currency spread when you buy US assets. We never take hidden commissions or sell you our own products. Our incentive is to grow your money, not ours.

    Is my money safe?

    Your investments are held with a regulated, licensed partner broker and kept separate from frey. You stay in control of your money at all times.

    Can I take my money out?

    Yes, whenever you like. Investing works best over years, but there's never a lock-in.